Complete Home Buying Guide
Your step-by-step roadmap to purchasing a home in Las Vegas and the Manzano neighborhood
Complete Home Buying Guide
Comprehensive market insights and expert guidance for first-time and experienced buyers
View Buyer Guide8 Steps to Homeownership
Get Pre-Approved
Secure your financing before you start looking. This shows sellers you're serious and helps you understand your budget.
- Check your credit score and improve if needed
- Gather financial documents (W-2s, tax returns, bank statements)
- Compare rates from multiple lenders
- Get pre-approval letter (valid for 60-90 days)
Find Your Agent
Work with an experienced local agent who knows the Las Vegas market and can guide you through the process.
- Look for agents with local expertise
- Check reviews and testimonials
- Interview multiple agents
- Ensure good communication and availability
Start House Hunting
Tour homes in your price range and preferred neighborhoods. Take notes and photos to remember each property.
- Use online tools and MLS listings
- Schedule showings with your agent
- Take detailed notes and photos
- Consider commute times and amenities
Make an Offer
When you find the right home, your agent will help you craft a competitive offer based on market conditions.
- Research comparable sales (comps)
- Consider market conditions
- Include contingencies (inspection, appraisal, financing)
- Be prepared to negotiate
Home Inspection
Hire a professional inspector to identify any potential issues with the property before closing.
- Schedule inspection within contingency period
- Attend the inspection if possible
- Review inspection report carefully
- Negotiate repairs or price adjustments if needed
Finalize Financing
Work with your lender to complete the loan process. Provide any additional documentation requested.
- Respond quickly to lender requests
- Lock in your interest rate
- Complete final loan application
- Get final loan approval
Final Walkthrough
Conduct a final inspection of the property to ensure it's in the same condition as when you made your offer.
- Check all agreed-upon repairs
- Test all systems and appliances
- Verify property condition
- Ensure all items are included
Closing Day
Sign the final paperwork, pay closing costs, and receive the keys to your new home!
- Review all closing documents
- Bring certified funds for closing costs
- Bring valid ID
- Get keys and move in!
Expert Tips & Common Mistakes
First-Time Buyer Tips
- Start saving for a down payment early (aim for 20% but 3-5% minimum)
- Research first-time buyer programs and grants
- Don't max out your budget - leave room for unexpected expenses
- Consider the total cost of homeownership (maintenance, taxes, insurance)
- Take your time and don't rush into a decision
Common Mistakes to Avoid
- Skipping pre-approval and house hunting without a budget
- Not getting a home inspection to avoid "unnecessary" costs
- Making emotional decisions without considering resale value
- Not accounting for closing costs and moving expenses
- Falling in love with the first house you see
Financing Options
Conventional Loans
Traditional mortgages with 20% down payment, or as low as 3% with PMI.
- • Competitive interest rates
- • Flexible terms (15-30 years)
- • No geographic restrictions
FHA Loans
Government-backed loans with low down payments, ideal for first-time buyers.
- • 3.5% minimum down payment
- • Flexible credit requirements
- • Competitive rates
VA Loans
Zero down payment loans for eligible veterans, active military, and spouses.
- • No down payment required
- • No PMI required
- • Competitive rates
Perfect Homes for First-Time Buyers
Affordable starter homes in the Manzano neighborhood
Ready to Start Your Home Buying Journey?
Let our experienced team guide you through every step of the process